Mr. Yakof AgiusCiviQuo Founder and CEO
Yakof Agius has over fifteen years’ experience in different industries and disciplines, including financial services, banking, call centre operations, IT services and residency and citizenship-by-investment (RCBI). Yakof’s broad experience is supported by an academic portfolio which is just as broad, including specialist qualifications in due diligence, AML and CFT, civil law and information technology.
Formerly a Managing Partner and Group Head of HR for one of the larger RCBI firms, Yakof was a key contributor in establishing, leading and managing the firm’s Malta offices which were crucial for both the firm’s impressive growth, the development of the Malta Individual Investor Programme (MIIP) and the RCBI industry in Malta. Yakof moved on to occupy the role of Chief Officer for Risk and Compliance for the Government agency that manages the MIIP, where he was responsible for the design and management of the due diligence process, whilst also forming part of the Board responsible for making recommendations on citizenship applications.
Yakof’s contribution, helped the MIIP’s due diligence process to be recognised as the industry’s ‘gold standard’. During his tenure at the agency, Yakof also co-created the first RCBI risk matrix. The risk matrix was developed as a framework that enables the standardisation of due diligence across the RCBI industry.