Montenegro Citizenship By Investment

Citizenship | Access to Schengen Area

The Development Programme for acquisition of Montenegrin Citizenship by Admission for Investment Purposes
notice was published in  Official Gazette of Montenegro 34/10, 40/16 and 62/18 which was adopted at the session of 22 November 2018


Montenegro is a country in southeast Europe, with a population of approximately 620,000. Its capital is Podgorica and the official language is Montenegrin, whilst Serbian and English are widely spoken. Montenegro adopted the euro currency in 2002.

The climate nearer to the coast – which boasts one of the world’s finest marinas – is typically Mediterranean, whilst changing to continental, inland. Montenegro’s tax regime has become one Europe’s most competitive. With a 9% corporate tax rate, and an 11% personal income tax on wages higher than EUR 720, individuals and companies operating in Montenegro benefit from both a business friendly environment and a low tax burden. Montenegro has an easy company formation procedures, taking only four days, one euro and three documents. Montenegro started the process of Accession to the European Union in November 2005.


The Montenegro Citizenship By Investment program offers an excellent entry point towards acquiring alternative citizenship. With a path towards joining the European Union, and with Montenegro’s citizneship by investment program requiring approximately 60% less investment than other EU member states’ citizenship programs, Montenegro’s citizenship is an investment which may pay dividends in the near future.

The significant potential in the area of human resources forms a solid basis for economic recovery, supported by a high level of education and a robust health care system. With a limit of only 2,000 applications to be approved, Montenegro’s citizenship program guarantees an exclusive access to these resources.

Montenegro Citizenship


To acquire citizenship through Montenegro’s citiznehsip programme applicants must contribute EUR 100,000 to a national fund, together with:

A real estate investment of a minimum of EUR 250,000 in an economically undeveloped area of the country, as indiciated by the state; or

An investment of a minimum of EUR 450,000, also in real estate, in a devleoped area of Montenegro;

Further to this, the amount of government-related fees amounts to approximately EUR 20,000 for the main applicant and approximately EUR 50,000 for a family of four. This means that the total capital outlay for a single applicant would amount to circa EUR 370,000 if choosing to invest in real estate in the northern part of the country excluding any taxes, duties and service providers’ professional fees.


Our Process


1. Qualify

The CIVIQUO™ process starts by filling in our qualification questionnaire. The questionnaire is a simple online form which helps us to gather all your requirements, whilst ensuring that the essential criteria are met.

immigration quotes

2. Receive Quotes

Our team will use the information you provide to find the best quotes in the market for you. Our growing international network of immigration professionals, means that we can provide the best quotes in the market, for any residency or citizenship programme, anywhere in the world.


3. Confirm

We will send you the quotes and once you have identified a quote which best suits your needs, our team will reconfirm expectations on both sides, a client agreement is signed, and a deposit payment is made.

residency application

4. Application Process

Your chosen service provider, will work with you to start compiling the application. Our concierge-style support will ensure that the process of compiling the application is as smooth as possible.


5. Outcome

Once an application has been submitted, the government authorities review the application and communicate the outcome. This period of time varies depending upon the programme, but it may be used to further explore what opportunities will become available once residency or citizenship are attained.

permit renewal

6. Renewal & Support

Some residency and citizenship programmes require compliance monitoring, and/or renewals, and together with our service providers, we will make sure that any renewals, or other interventions are done on time, and accurately. Even after this, the CIVIQUO team remains at your service.