Residence | Access To Schengen Area

The Malta Permanent Residence Programme (MPRP), is administered by the Residency Malta Agency (RMA) and regulated by the Maltese Immigration Act (Cap. 217) and the Malta Permanent Residence Program Regulations, 2021 (L.N. 121 of 2021).


Access to Schengen

€ 150,000

Approximately 4 to 6 months

No minimum physical presence required. One visit to Malta is required towards the end of the process,  for registration of biometrics.


Based on a single applicant, on the basis of renting a qualifying property.
Cost estimates exclude licenced agent’s professional fees and taxes (as applicable)


Must be a Third-Country National (TCN), Non-EU, Non-EEA, Non-Swiss, and not a citizen of Afghanistan, North Korea, Iran, the Democratic Republic of Congo, Somalia, South Sudan, Sudan, Syria, Yemen, or Venezuela.

Must not be a beneficiary of any other residence or citizenship program in Malta, and must not have a current rejected visa status from any country with a visa agreement with Malta.

Must be able to financially support themselves and their dependents without the need of assistance from Maltese Social Services. Must also own a minimum of EUR 500,000 in assets, of which EUR 150,000 must be financial assets.

Must be a fit and proper individual, with a clear criminal record. Must not pose any potential threat to the national security, public policy, public health, or public interest.

Main Applicant must be at least 18 years of age, in good health and with full EU medical insurance.


The Maltese Islands are a hidden gem in the Mediterranean Sea, offering a high-quality lifestyle and thriving economy that make them a top destination for high-net-worth individuals looking to relocate. With a population of around 475,000, Malta is a popular destination for those looking to relocate due to its strong and growing economy, diverse range of industries, and attractive lifestyle opportunities. Additionally, Malta is largely an English-speaking country, with English and Maltese as the official languages and Italian widely spoken as well.


The Malta Permanent Residence Program (MPRP) offers non-EU citizens the opportunity to obtain permanent residence in Malta, along with the ability to travel freely within the 26 member states of the Schengen area. The program offers a number of benefits, including access to Malta’s strong and growing economy, with its diverse range of industries, from microchip production and financial services to digital gaming and blockchain enterprises. Malta is also the first country in the world to regulate the Virtual Financial Assets sector. Additionally, the country’s strategic location in the heart of the Mediterranean allows for easy connectivity with the rest of Europe.


To apply for permanent residence in Malta through the MPRP, applicants must choose between two options. The first option is to invest a minimum of EUR 300,000 in real estate and pay a contribution of EUR 28,000 to the government. The second option is to rent a property with a minimum lease value of EUR 10,000, and pay a contribution of EUR 58,000 to the government. In either case, applicants must also make a donation of EUR 2,000 to a registered charity organization.

Government-related administrative fees for a single main applicant start at EUR 40,000, with an additional EUR 7,500 per parent or grandparent of the main applicant or spouse. The residence card itself costs EUR 137.50. This means that the minimum total capital outlay for a single applicant would be around EUR 100,137.50, excluding the cost of the annual lease and service providers’ professional fees.



1. Qualify

The CIVIQUO™ process starts by filling in our qualification questionnaire. The questionnaire is a simple online form which helps us to gather all your requirements, whilst ensuring that the essential criteria are met.

immigration quotes

2. Receive Quotes

Our team will use the information you provide to find the best quotes in the market for you. Our growing international network of immigration professionals, means that we can provide the best quotes in the market, for any residency or citizenship programme, anywhere in the world.


3. Confirm

We will send you the quotes and once you have identified a quote which best suits your needs, our team will reconfirm expectations on both sides, a client agreement is signed, and a deposit payment is made.

residency application

4. Application Process

Your chosen service provider, will work with you to start compiling the application. Our concierge-style support will ensure that the process of compiling the application is as smooth as possible.


5. Outcome

Once an application has been submitted, the government authorities review the application and communicate the outcome. This period of time varies depending upon the programme, but it may be used to further explore what opportunities will become available once residency or citizenship are attained.

permit renewal

6. Renewal & Support

Some residency and citizenship programmes require compliance monitoring, and/or renewals, and together with our service providers, we will make sure that any renewals, or other interventions are done on time, and accurately. Even after this, the CIVIQUO team remains at your service.


These frequently asked questions are meant as guidelines provided by Residency Malta, the government agency which administers the Malta Permanent Residence Program (MPRP).The relevant legislation is always prevalent over these guidelines.

Individuals from the EU, EEA, Switzerland, Afghanistan, North Korea, Iran, Democratic Republic of Congo, Somalia, South Sudan, Sudan, Syria, Yemen and Venezuela are ineligible to apply for the Malta Permanent Residence Program.

Yes, the parents and grandparents of the main applicant (MA), and/or the spouse, may be included in the application, if they are principally dependent on the MA or Spouse. To prove this, the MA must present an affidavit to explain the dependency, and provide supporting documentation. Additional requirements and fees may be applicable. Furthermore, there is no age threshold for parents or grandparents.

The dependent has to prove that the income they receive – for example, from employment or retirement income – is not enough to make them self-sufficient and therefore, they still rely on the MA. An explanation of this must be provided in the MAs affidavit, and supporting documentation provided.

Yes, this is possible, however additional dependents may be included only after the application is approved and the residence certificate is issued. Additional forms, documents, fees and contributions may be applicable.

Residence cards are valid for 5 years. For minor dependents cards must be renewed at age 14, and 18. Renewals are made through Residency Malta Agency. The residence certificate does not expire, provided that the applicant is compliant with the Program’s requirements.

A financial contribution of EUR 2,000 must be made to a local, voluntary organisation registered with the Commissioner for Voluntary Organisations. The list may be found through this link.

Once Residency Malta Agency, reviews the application and issues the letter of approval in principle, applicants have 8 months to lease or purchase property in Malta. However, if an applicant already holds property in Malta, this may be used for the application as long as it meets the criteria laid out by the regulations.

No. An applicant will need to hold a property title, through renting or buying, within 8 months from the date of issue of the Letter of Approval in Principle. In other words, if your application is unsuccessful you avoid making the investment in property. Properties which may have been rented or bought before the application, are still acceptable as long as they meet the required criteria.

Applicants need to own a property in Malta that meets the program’s requirements for the first 5 years. If they want to sell or rent out this property during this time, they need to have another property that also meets the same requirements – and without any gaps in between. After 5 years, they still need to own a property in Malta, but it doesn’t have to meet any specific criteria.

Yes, for the purposes of the MPRP, applicants can purchase a property through financing, subject to the lending facility’s approval.

No, the property being purchased in Malta, is not considered as part of the €500,000 in assets one must own, in order to qualify for acquiring residence through the MPRP. Furthermore, the agency requires that the €500,000 are maintained throughout the initial 5 year period. This is done through the mandatory annual compliance reporting.

The chosen licenced agent will provide you with a comprehensive list of documents that they will need to be able to submit a complete and correct application. The application will require original certificates such as birth and marriage certificates. The applicant may submit either the original documents or certified true copies of the originals. If necessary, these documents should be apostilled or legalized. If the documents are not in English, the applicant must arrange for an English translation. Translations done abroad should also be apostilled or legalized. However, if the applicant chooses to get the translations done in Malta, it should be done by a registered translator.

No, the Malta Permanent Residence Program does not impose any language requirements in the criteria for eligibility.

The health insurance policy should cover all beneficiaries for a minimum of €30,000 per year with full cover in Malta. As part of the application process, the Main Applicant also needs to sign a declaration stating that they will cover any medical expenses that are not covered by the health insurance policy, for any of the other applicants forming part of the MPRP application.

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